{
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  "cached": false,
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  "fetched_at_bj": "2026-10-27 08:27:20 UTC+8",
  "market_session_label": "Yahoo Finance 实时/延时行情 (盘后/夜盘)",
  "live_account_summary": {
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    "stock_mv": 108778.64,
    "confirmed_cash": 60983.63,
    "cash_weight_pct": 35.92,
    "total_unrealized_pnl_dlr": -19894.84,
    "ret_since_bench_pct": -0.58,
    "v3_shadow_ret_since_bench_pct": 0.87,
    "spy_ret_since_bench_pct": -0.17
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      "cost": 705,
      "price": 704.38,
      "prev_close": 701.61,
      "premarket_2047_px": 700.58,
      "chg1d_pct": 0.83,
      "market_value": 28175.2,
      "cost_value": 28200,
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      "pnl_pct": -0.09,
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      "ma50": 705.29,
      "ma200": 663.82,
      "high20d": 716.2,
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      "rsi14": 48.7,
      "dd_20d_pct": -1.65,
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      "beta_spy": 1,
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      "role": "核心宽基底仓",
      "rule_note": "分三批加至 ~46%（当前第一批已成交）",
      "weight_pct": 16.6,
      "over_8pct_line": false,
      "v3_pass": true,
      "v3_fail_reason": "核心底仓 / 现金工具",
      "reg_price": 703.41,
      "ext_price": 704.38,
      "session_tag": "盘后/夜盘"
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      "cost": 270,
      "price": 249.45,
      "prev_close": 250,
      "premarket_2047_px": 250.13,
      "chg1d_pct": 0.58,
      "market_value": 22699.95,
      "cost_value": 24570,
      "pnl_dlr": -1870.05,
      "pnl_pct": -7.61,
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      "ma50": 256.79,
      "ma200": 242.88,
      "high20d": 262.43,
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      "rsi14": 55.6,
      "dd_20d_pct": -4.95,
      "vol_1y_pct": 34.5,
      "beta_spy": 1.46,
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      "opm_pct": 12.1,
      "fcf_b": -11.62,
      "role": "存量观察个股",
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      "weight_pct": 13.37,
      "over_8pct_line": true,
      "v3_pass": false,
      "v3_fail_reason": "FCF为负($-11.6B)",
      "reg_price": 249.09,
      "ext_price": 249.45,
      "session_tag": "盘后/夜盘"
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      "ticker": "SGOV",
      "shares": 200,
      "cost": 100.51,
      "price": 100.67,
      "prev_close": 100.59,
      "premarket_2047_px": 100.67,
      "chg1d_pct": 0.01,
      "market_value": 20134,
      "cost_value": 20102,
      "pnl_dlr": 32,
      "pnl_pct": 0.16,
      "ma20": 100.45,
      "ma50": 100.23,
      "ma200": 99.16,
      "high20d": 100.59,
      "vs_ma20_pct": 0.22,
      "vs_ma50_pct": 0.44,
      "vs_ma200_pct": 1.52,
      "rsi14": 100,
      "dd_20d_pct": 0,
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      "beta_spy": 0,
      "mom12_1_pct": 3.4,
      "opm_pct": null,
      "fcf_b": null,
      "role": "短债现金管理",
      "rule_note": "充当带息现金，随 VOO 分批建仓逐步降至 ~5%",
      "weight_pct": 11.86,
      "over_8pct_line": false,
      "v3_pass": true,
      "v3_fail_reason": "核心底仓 / 现金工具",
      "reg_price": 100.67,
      "ext_price": 100.67,
      "session_tag": "盘中/收盘"
    },
    {
      "ticker": "TSLA",
      "shares": 49,
      "cost": 353.19,
      "price": 393.21,
      "prev_close": 354.72,
      "premarket_2047_px": 380.88,
      "chg1d_pct": 5.64,
      "market_value": 19267.29,
      "cost_value": 17306.5,
      "pnl_dlr": 1960.98,
      "pnl_pct": 11.33,
      "ma20": 369.87,
      "ma50": 360.21,
      "ma200": 387.57,
      "high20d": 382.7,
      "vs_ma20_pct": 6.31,
      "vs_ma50_pct": 9.16,
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      "rsi14": 49.5,
      "dd_20d_pct": 0,
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      "beta_spy": 2.2,
      "mom12_1_pct": -14.6,
      "opm_pct": 4.2,
      "fcf_b": 5.76,
      "role": "存量观察个股",
      "rule_note": "超 8% 备忘线，暂持至 2027-01 季度复盘",
      "weight_pct": 11.35,
      "over_8pct_line": true,
      "v3_pass": false,
      "v3_fail_reason": "跌破MA200 + 营业利润率4.2%<10%",
      "reg_price": 391.62,
      "ext_price": 393.21,
      "session_tag": "盘后/夜盘"
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      "ticker": "SNDK",
      "shares": 9,
      "cost": 2917.25,
      "price": 1269,
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      "premarket_2047_px": 1266,
      "chg1d_pct": 2.5,
      "market_value": 11421,
      "cost_value": 26255.25,
      "pnl_dlr": -14834.25,
      "pnl_pct": -56.5,
      "ma20": 1631.67,
      "ma50": 1596.66,
      "ma200": 1216.49,
      "high20d": 1887.04,
      "vs_ma20_pct": -22.23,
      "vs_ma50_pct": -20.52,
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      "rsi14": 37.9,
      "dd_20d_pct": -32.75,
      "vol_1y_pct": 113.7,
      "beta_spy": 3.99,
      "mom12_1_pct": 1160.4,
      "opm_pct": 61.2,
      "fcf_b": 11.49,
      "role": "存量观察个股",
      "rule_note": "众安App成本 $2,917.25（含前序减仓摊薄），暂持至 2027-01 复盘",
      "weight_pct": 6.73,
      "over_8pct_line": false,
      "v3_pass": false,
      "v3_fail_reason": "波动率114%>60%",
      "reg_price": 1255.58,
      "ext_price": 1269,
      "session_tag": "盘后/夜盘"
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      "shares": 56,
      "cost": 218.57,
      "price": 126.45,
      "prev_close": 128.23,
      "premarket_2047_px": 127.44,
      "chg1d_pct": 0.23,
      "market_value": 7081.2,
      "cost_value": 12239.92,
      "pnl_dlr": -5158.72,
      "pnl_pct": -42.15,
      "ma20": 138.16,
      "ma50": 144.31,
      "ma200": 158.72,
      "high20d": 148.65,
      "vs_ma20_pct": -8.48,
      "vs_ma50_pct": -12.38,
      "vs_ma200_pct": -20.33,
      "rsi14": 41.5,
      "dd_20d_pct": -14.93,
      "vol_1y_pct": 57.5,
      "beta_spy": 2.19,
      "mom12_1_pct": -48.5,
      "opm_pct": 32.1,
      "fcf_b": -28.72,
      "role": "存量观察个股",
      "rule_note": "破 MA200 且 FCF 为负，暂持至 2027-01 复盘",
      "weight_pct": 4.17,
      "over_8pct_line": false,
      "v3_pass": false,
      "v3_fail_reason": "跌破MA200 + FCF为负($-28.7B)",
      "reg_price": 126.06,
      "ext_price": 126.45,
      "session_tag": "盘后/夜盘"
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      "bucket": "VOO 标普500底仓",
      "category": "核心指数 (Core)",
      "actual_pct": 16.6,
      "target_pct": 46,
      "drift_pct": -29.4,
      "actual_dlr": 28181,
      "target_dlr": 78091,
      "action_plan": "第1批40股已买；第2批(36股)等10/29凌晨美联储决议后；第3批(34股)等11/13 CPI与12/10议息"
    },
    {
      "bucket": "SGOV + 美元现金池",
      "category": "流动性缓冲 (Cash)",
      "actual_pct": 47.78,
      "target_pct": 5,
      "drift_pct": 42.78,
      "actual_dlr": 81117,
      "target_dlr": 8488,
      "action_plan": "当前超配+42.8%充当宏观大事件前安全垫，随VOO分批建仓自然消化"
    },
    {
      "bucket": "存量四只个股 (AMZN/TSLA/SNDK/ORCL)",
      "category": "待复盘旧仓 (Legacy)",
      "actual_pct": 35.62,
      "target_pct": 0,
      "drift_pct": 35.62,
      "actual_dlr": 60469,
      "target_dlr": 0,
      "action_plan": "四只均未通过V3质量/波动/趋势筛选；按约定不补仓、不强制砍仓，拿至2027年1月季度复盘"
    },
    {
      "bucket": "V3合格质量动量卫星 (7只×7%)",
      "category": "目标Alpha卫星 (Target)",
      "actual_pct": 0,
      "target_pct": 49,
      "drift_pct": -49,
      "actual_dlr": 0,
      "target_dlr": 83184,
      "action_plan": "候选池 Top 7：TXN / CSCO / COP / LLY / XOM / ANET / GOOGL（2027-01复盘换仓切入）"
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    "initial_nav": 170757.78,
    "premarket_1026_nav": 169096.42,
    "premarket_1026_ret_pct": -0.97,
    "ending_nav": 169762.27,
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    "v3_shadow_ret_pct": 0.87,
    "spy_bench_ret_pct": -0.17,
    "excess_vs_spy_pct": 0,
    "excess_vs_v3_pct": 0,
    "v3_excess_vs_spy_pct": 0,
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      {
        "name": "市场基准 Beta (SPY 同期实时表现)",
        "impact_pct": -0.17,
        "impact_dlr": -290,
        "detail": "SPY 自 10/19 ($767.70) 变动至实时 $766.40 (-0.17%)"
      },
      {
        "name": "高现金+SGOV 防御缓冲效应 (Allocation)",
        "impact_pct": 0.07,
        "impact_dlr": 120,
        "detail": "约 47.8% 资金停放在现金与SGOV，降低组合整体波动"
      },
      {
        "name": "存量四只个股选股特质损益 (Selection)",
        "impact_pct": -0.56,
        "impact_dlr": -956,
        "detail": "AMZN(-0.58%) · SNDK(-0.65%) · ORCL(-0.11%) · TSLA(+0.78%)"
      },
      {
        "name": "V3 质量动量卫星组同期表现 (Shadow Alpha)",
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        "impact_dlr": 1622,
        "detail": "7只合格卫星实时贡献 +0.95%，领先存量四只 +1.51 个百分点"
      },
      {
        "name": "历史执行纪律滑点 (SPCX 晚止损损耗)",
        "impact_pct": -0.22,
        "impact_dlr": -378,
        "detail": "10/13 收盘破158未按计划次日卖半仓，拖至10/19 @148全清，较双步止损纪律少回笼 $378"
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      "ticker": "VOO",
      "price": 704.38,
      "reg_price": 703.41,
      "ext_price": 704.38,
      "prev_close": 698.58,
      "chg_pct": 0.83,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:58:16 UTC+8",
      "source": "yahoo_v8_live"
    },
    "AMZN": {
      "ticker": "AMZN",
      "price": 249.45,
      "reg_price": 249.09,
      "ext_price": 249.45,
      "prev_close": 248,
      "chg_pct": 0.58,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:58:14 UTC+8",
      "source": "yahoo_v8_live"
    },
    "SGOV": {
      "ticker": "SGOV",
      "price": 100.67,
      "reg_price": 100.67,
      "ext_price": 100.67,
      "prev_close": 100.66,
      "chg_pct": 0.01,
      "session_tag": "盘中/收盘",
      "updated_at_bj": "2026-10-27 07:59:26 UTC+8",
      "source": "yahoo_v8_live"
    },
    "TSLA": {
      "ticker": "TSLA",
      "price": 393.21,
      "reg_price": 391.62,
      "ext_price": 393.21,
      "prev_close": 372.22,
      "chg_pct": 5.64,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:53 UTC+8",
      "source": "yahoo_v8_live"
    },
    "SNDK": {
      "ticker": "SNDK",
      "price": 1269,
      "reg_price": 1255.58,
      "ext_price": 1269,
      "prev_close": 1238.03,
      "chg_pct": 2.5,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:59 UTC+8",
      "source": "yahoo_v8_live"
    },
    "ORCL": {
      "ticker": "ORCL",
      "price": 126.45,
      "reg_price": 126.06,
      "ext_price": 126.45,
      "prev_close": 126.16,
      "chg_pct": 0.23,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:52 UTC+8",
      "source": "yahoo_v8_live"
    },
    "SPY": {
      "ticker": "SPY",
      "price": 766.4,
      "reg_price": 765.37,
      "ext_price": 766.4,
      "prev_close": 759.97,
      "chg_pct": 0.85,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:55 UTC+8",
      "source": "yahoo_v8_live"
    },
    "QQQ": {
      "ticker": "QQQ",
      "price": 714.44,
      "reg_price": 712.2,
      "ext_price": 714.44,
      "prev_close": 704.4,
      "chg_pct": 1.43,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:44 UTC+8",
      "source": "yahoo_v8_live"
    },
    "CSCO": {
      "ticker": "CSCO",
      "price": 110.49,
      "reg_price": 110.24,
      "ext_price": 110.49,
      "prev_close": 106.5,
      "chg_pct": 3.75,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:49:43 UTC+8",
      "source": "yahoo_v8_live"
    },
    "TXN": {
      "ticker": "TXN",
      "price": 299.5,
      "reg_price": 298.12,
      "ext_price": 299.5,
      "prev_close": 284.69,
      "chg_pct": 5.2,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:46:48 UTC+8",
      "source": "yahoo_v8_live"
    },
    "COP": {
      "ticker": "COP",
      "price": 151.37,
      "reg_price": 151.37,
      "ext_price": 151.37,
      "prev_close": 150.8,
      "chg_pct": 0.38,
      "session_tag": "盘中/收盘",
      "updated_at_bj": "2026-10-27 05:28:34 UTC+8",
      "source": "yahoo_v8_live"
    },
    "LLY": {
      "ticker": "LLY",
      "price": 1282.89,
      "reg_price": 1279.14,
      "ext_price": 1282.89,
      "prev_close": 1273.46,
      "chg_pct": 0.74,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:16:31 UTC+8",
      "source": "yahoo_v8_live"
    },
    "XOM": {
      "ticker": "XOM",
      "price": 184.45,
      "reg_price": 184.54,
      "ext_price": 184.45,
      "prev_close": 183.21,
      "chg_pct": 0.68,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:51:50 UTC+8",
      "source": "yahoo_v8_live"
    },
    "ANET": {
      "ticker": "ANET",
      "price": 178.89,
      "reg_price": 177.24,
      "ext_price": 178.89,
      "prev_close": 172.37,
      "chg_pct": 3.78,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:46:00 UTC+8",
      "source": "yahoo_v8_live"
    },
    "GOOGL": {
      "ticker": "GOOGL",
      "price": 317.94,
      "reg_price": 316.8,
      "ext_price": 317.94,
      "prev_close": 320.21,
      "chg_pct": -0.71,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:47 UTC+8",
      "source": "yahoo_v8_live"
    },
    "JNJ": {
      "ticker": "JNJ",
      "price": 266.3,
      "reg_price": 266.3,
      "ext_price": 266.3,
      "prev_close": 263.81,
      "chg_pct": 0.94,
      "session_tag": "盘中/收盘",
      "updated_at_bj": "2026-10-27 07:57:50 UTC+8",
      "source": "yahoo_v8_live"
    },
    "SPCX": {
      "ticker": "SPCX",
      "price": 147.98,
      "reg_price": 146.9,
      "ext_price": 147.98,
      "prev_close": 147.49,
      "chg_pct": 0.33,
      "session_tag": "盘后/夜盘",
      "updated_at_bj": "2026-10-27 07:59:57 UTC+8",
      "source": "yahoo_v8_live"
    }
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}